'Not to be construed as legal advice in any way shape or form. For entertainment and educational purposes only. The Direct Debit Guarantee is operated by BACS and each Bank has to abide by it if it offers a direct debit facility. You can instruct your Bank (Bank Account) to claw back direct debits from the company that claimed them. You can do this in the event of an error, a mistake, a dispute, and so on.... check the website for the key reasons - then think about how and when you might use it. xx'
You have to crank up the volume on this one and listen carefully as it's quite complex...