This subject (pre-paid accounts available to every citizen to dip into) is as controversial as the idea of paying bills with a promissory note and there is a lot of confusing (perhaps intentional) information that is being peddled out there. Approach with care. Having said that, I have no doubt that Paul genuinely believes in the validity of process he presents here.
Paul Webster appeared on the Vinny Eastwood radio show earlier in 2014 to discuss his ideas. Part 1 is HERE
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